The first participants in the Treasury Department's program to help homeowners avoid foreclosure include some of the nation's largest banks:

JP Morgan Chase  $3.6 Billion

Wells Fargo           $2.9 Billion

Citigroup               $2.0 Billion

GMAC                $633 Million

Saxon Mortgage Services     $407 Million

Select Portfolio Servicing      $376 Million

These institutions will start processing applications soon. Please follow instructions listed on the Making Home Affordable section and contact your lender.